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Mobile finance is not a new service in Nepal and is in use for over a decade. However, the proportion of digital transactions is still low compared to traditional financial transactions. To help fill the gap faster and realize a digital economy sooner, an idea of a national level, dedicated digital financial service provider got shape when a Memorandum of Understanding (MoU) was signed in Jestha, 2076 between Nepal Doorsanchar Company Limited and Rastriya Banijya Bank. The former is a state-owned telecom operator, and the latter is also state-owned leading commercial bank with nationwide coverage …...